What kind of home ownership is right for you?

Owning a home is probably the biggest investment decision or purchase one can make in one’s lifetime so it is important that one exercises absolute due diligence when embarking on the home ownership process. Key factors to consider before buying a home include:

• Knowing the type of home you wish to buy;
• Location (where do I want to live?);
• Affordability vis a vis your income level (what can I afford?);
• Financing (how do I finance this major purchase?)

You might need to procure the services of - an experienced realtor - to put you through the maze of offerings available in the market – one, two or three bedrooms; apartments; semi-detached, terrace duplexes, bungalows, duplexes or detached homes.